Navigating Financial Risks in Pension Funds
Keywords:
pension funds, financial risks, market risk, interest rate risk, inflation risk, longevity risk, liquidity risk, risk management, risk mitigation strategies, retirement security, asset-liability matching, diversification, stress testing, governance, resilience, sustainability, systemic risks.Abstract
:This article delves into the intricacies of financial risks inherent in pension
funds, exploring their impact on retirement security and strategies for risk
mitigation. Financial risks, including market risk, interest rate risk, inflation risk,
longevity risk, and liquidity risk, pose significant challenges to the stability and
sustainability of pension funds. Through comprehensive risk management methods
such as risk identification, assessment, and mitigation, pension funds strive to
enhance resilience and optimize risk-adjusted returns.
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