SCIENTIFIC AND THEORETICAL VIEWS OF SCHOLARS ON THE REGULATION OF COMMERCIAL BANK LIQUIDITY

Authors

  • UKTAMOV NODIRJON Researcher of the Tashkent State University of Economics

Keywords:

bank liquidity, liquidity regulation, lender of last resort, deposit insurance, Basel III,

Abstract

The thesis systematises the scientific and theoretical views of leading  foreign and domestic scholars on the regulation of commercial bank liquidity.  Liquidity regulation is treated as a subsystem of prudential banking supervision  aimed at maintaining a bank's ability to meet its obligations under normal and  stressed conditions and at preventing systemic liquidity crises. 

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References

1. Bagehot W. Lombard Street: A Description of the Money Market. — London: Henry S. King & Co., 1873.

2. Merton R.C. An Analytic Derivation of the Cost of Deposit Insurance and Loan Guarantees // Journal of Banking and Finance. — 1977. — Vol. 1, No. 1. — Pp. 3 11.

3. Diamond D.W., Dybvig P.H. Bank Runs, Deposit Insurance, and Liquidity // Journal of Political Economy. — 1983. — Vol. 91, No. 3. — Pp. 401–419.

4. Goodhart C. Myths about the Lender of Last Resort // International Finance. — 1999. — Vol. 2, No. 3. — Pp. 339–360.

5. Acharya V.V., Yorulmazer T. Cash-in-the-Market Pricing and Optimal Resolution of Bank Failures // Review of Financial Studies. — 2008. — Vol. 21, No. 6. — Pp. 2705–2742.

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Published

2026-09-10

How to Cite

SCIENTIFIC AND THEORETICAL VIEWS OF SCHOLARS ON THE REGULATION OF COMMERCIAL BANK LIQUIDITY . (2026). INTERNATIONAL CONFERENCE ON MODERN DEVELOPMENT OF PEDAGOGY AND LINGUISTICS, 3(7), 80-85. https://universalconference.us/index.php/icmdpl/article/view/7743