IMPROVING THE PRACTICE OF REGULATING THE LIQUIDITY OF COMMERCIAL BANKS
Keywords:
commercial bank,, liquidity regulation, Basel III, LCR, NSFR, digital bank run, deposit insurance, macroprudential policy, RegTech, Republic of Uzbekistan.Abstract
The thesis considers the modern practice of regulating the liquidity of commercial banks and, on this basis, proposes directions for its improvement. Liquidity regulation is treated as a system of instruments that combines microprudential ratios
(LCR, NSFR, LR), macroprudential requirements, deposit-insurance mechanisms and central-bank facilities, and that must be adapted to the digital transformation of banking.
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References
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2. Basel Committee on Banking Supervision. Basel III: The Liquidity Coverage Ratio and Liquidity Risk Monitoring Tools. — Basel: BIS, 2013. — 75 p.
3. Basel Committee on Banking Supervision. Basel III: The Net Stable Funding Ratio. — Basel: BIS, 2014. — 17 p.
