COMMERCIAL BANKS AND THEIR FUNCTIONS
Keywords:
Commercial banks, financial services, deposits, loans, economic development, payment system, monetary policy, financial stability, banking sectorAbstract
Commercial banks play a pivotal role in the financial system by providing
a wide array of services that facilitate economic stability and growth. This article
explores the fundamental functions of commercial banks, including accepting
deposits, granting loans, and providing various financial services. Additionally, the
paper examines the role of commercial banks in economic development, their
contribution to the payment system, and their impact on monetary policy. The article
concludes with a discussion on the challenges faced by commercial banks in the
contemporary financial landscape and the future prospects for the banking sector
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