“ТИЖОРАТ БАНКЛАРИДА РАҚАМЛИ БАНК ХИЗМАТЛАРИ ВА УЛАРНИНГ РИВОЖЛАНИШ БОСҚИЧЛАРИ”, CRISMW, vol. 1, no. 11, pp. 87–93, Dec. 2024, Accessed: May 19, 2026. [Online]. Available: https://universalconference.us/universalconference/index.php/crismw/article/view/3378