“Bank daromadlari va xarajatlari balansini samarali boshqarish strategiyalari”, CRISMW, vol. 1, no. 9, pp. 174–178, Oct. 2024, Accessed: May 19, 2026. [Online]. Available: https://universalconference.us/universalconference/index.php/crismw/article/view/2689